Key Takeaways:
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How Much Does Cataract Surgery Cost in India?
Cataract Surgery Cost Based on Procedure Type
The type of cataract surgery recommended depends on factors such as cataract severity, eye health, and the intraocular lens (IOL) selected. Each surgery differs in complexity, recovery time, and cost. The table below compares the most common cataract surgery options available in India.| Procedure Type | Price Range (₹ per eye) | Recovery | Best For |
| Phacoemulsification (Phaco) | ₹15,000 – ₹60,000 | Fast (1–4 weeks) | Most patients with age-related cataracts seeking a stitchless procedure and quick recovery |
| Micro Incision Cataract Surgery (MICS) | ₹45,000 – ₹1,50,000 | Very Fast (1–3 weeks) | Most patients with age-related cataracts seeking a stitchless procedure and quick recovery |
| Femtosecond Laser–Assisted (FLACS) | ₹70,000 – ₹2,00,000 | Very Fast (1–3 weeks) | Patients opting for advanced laser precision and premium IOL implantation |
| Small Incision Cataract Surgery (SICS) | ₹15,000 – ₹35,000 | Moderate (3–6 weeks) | Dense or mature cataracts, especially in cost-conscious settings |
| Extracapsular Cataract Extraction (ECCE) | ₹12,000 – ₹30,000 | Slow (6–8 weeks) | Very hard or advanced cataracts where Phaco is not suitable |
| Intracapsular Cataract Extraction (ICCE) | ₹12,000 – ₹30,000 | Slow (6–8 weeks) | Rarely performed today; reserved for selected complex cases such as severe lens dislocation |
Cataract Surgery Cost Based on Lens Type
- The cataract operation cost with a standard monofocal lens ranges between ₹15,000 – ₹60,000 per eye.
- Premium lenses, such as multifocal or toric lenses, can increase the cost from ₹30,000 – ₹1,00,000 per eye.
How Lens Choice Affects Cataract Surgery Cost?
Even though the operation itself may be unchanged, opting for the more advanced intraocular lens will raise the cataract operation cost of the entire procedure considerably. The advanced lenses have several advantages:- Improved vision both at distance and close range
- Reduced need for eyeglasses
- Astigmatism correction
- Contrast sensitivity enhancement
- Better visual quality for an active lifestyle
Why Do Cataract Surgery Cost Prices Differ?
Various factors affect the total cost of cataract surgery:- Surgical technique: Laser-assisted procedures are usually more expensive than traditional phacoemulsification because they use advanced technology.
- Type of intraocular lens: Premium toric, multifocal, or EDOF lenses are much more expensive than monofocal lenses.
- Hospital facilities: NABH-credited hospitals equipped with state-of-the-art equipment have higher cataract operation cost.
- Surgeon’s expertise: Experienced cataract surgeons may charge more due to their expertise and success rates.
- Complexity of the cataract: Very dense cataracts, previous eye surgeries, glaucoma, or retinal disorders may require additional surgical time and specialised equipment.
- Package inclusions: Some hospitals include investigations, medicines, follow-up visits, and premium lenses in their packages, while others charge separately.
- Other Factors That Affect Cataract Surgery Cost: Room category, Admission charges, Anaesthetic charges, Patient’s age and Eye condition
Hidden Charges in Cataract Surgery that You should know
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Complicated or complex cataract surgeries
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Additional Diagnostic Test
- Optical Coherence Tomography (OCT)
- Specular Microscopy
- Corneal Topography
- B-Scan Ultrasound
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Post Operative Complications
Government Assistance and Insurance Coverage (India)
Good news for people suffering from cataracts in India, most cataract surgeries can be cashless or heavily subsidised through national and state programs. The main national cover is Ayushman Bharat PM-JAY (₹5 lakh per family per year for secondary/tertiary care), and many states add their own schemes on top. Central schemes for specific groups, such as CGHS (central government employees/pensioners) and ESIC (insured workers/families), also include cataract operation. The National Blindness Programme (NPCBVI) runs cataract drives to clear backlogs.| Scheme | Who does it cover? |
| Ayushman Bharat – PM-JAY | ₹5 lakh cover for eligible families; cataract surgery is included in Health Benefit Packages (e.g., phaco/SICS listed under ophthalmology). Check/issue your Ayushman card and visit an empanelled hospital. |
| CGHS | Central govt employees/pensioners; package rates exist for ECCE, SICS, phaco with foldable IOL, etc. Reimbursement/cashless as per CGHS city rates. |
| ESIC | Insured workers and dependents; ESIC hospitals routinely perform cataract surgery with IOL. Cashless at ESIC/empanelled centres. |
| NPCBVI (National Programme for Control of Blindness & Visual Impairment) | Runs mission-mode cataract surgery campaigns (Netra Jyoti Abhiyan) with massive annual targets; >83 lakh cataract surgeries were done in FY 2022–23 under this drive. |
State & UT health schemes
Most states implement PM-JAY directly or with a state-branded top-up. Below are the commonly used names so patients know what to ask for at the hospital/State Health Agency (SHA).| State/UT | Scheme Name(s) |
| Andhra Pradesh | Dr YSR Aarogyasri (PM-JAY convergence; cashless for major procedures). |
| Arunachal Pradesh | CMAAY – Chief Minister Arogya Arunachal Yojana (with PM-JAY). |
| Assam | Atal Amrit Abhiyan + PM-JAY; package master shows cataract (phaco/SICS). |
| Bihar | PM-JAY (state rollout via SHA). |
| Chhattisgarh | State health protection + PM-JAY (Dr. Khubchand Baghel Swasthya Sahayata) – PM-JAY base applies. |
| Delhi (NCT) | CGHS/DGEHS for eligible employees; broader residents access PM-JAY eligibility where applicable. |
| Goa | DDSSY – Deen Dayal Swasthya Seva Yojana (state-wide cover). |
| Gujarat | Mukhyamantri Amrutam (MA/MAA) + PM-JAY integration. |
| Haryana | CHIRAYU Haryana (PM-JAY extension/top-up). |
| Himachal Pradesh | HIMCARE + PM-JAY (Ayushman packages). |
| Jammu & Kashmir | AB-PM-JAY SEHAT (UT-wide). |
| Jharkhand | AB-Mukhyamantri Jan Arogya (PM-JAY convergence). |
| Karnataka | Ayushman Bharat – Arogya Karnataka (AB-ArK). |
| Kerala | KASP – Karunya Arogya Suraksha Padhathi (Ayushman Kerala). |
| Madhya Pradesh | PM-JAY via SHA; NPCBVI cataract drives are active. |
| Maharashtra | MJPJAY – Mahatma Jyotirao Phule Jan Arogya Yojana (+ PM-JAY). |
| Manipur | CMHT – Chief Minister-gi Hakshelgi Tengbang (with PM-JAY). |
| Meghalaya | MHIS – Megha Health Insurance Scheme (with PM-JAY). |
| Mizoram | Mizoram State Health Care Scheme + PM-JAY. |
| Nagaland | CMHIS – Chief Minister Health Insurance Scheme (with PM-JAY). |
| Odisha | BSKY – Biju Swasthya Kalyan Yojana; packages include ophthalmology/cataract. |
| Punjab | Sarbat Sehat Bima Yojana (AB-SSBY). |
| Rajasthan | Mukhyamantri Chiranjeevi Swasthya Bima Yojana. |
| Sikkim | State health cover + PM-JAY |
| Tamil Nadu | CMCHIS (Chief Minister’s Comprehensive Health Insurance Scheme). |
| Telangana | Aarogyasr |
| Tripura | CMJAY / PM-JAY |
| Uttar Pradesh | PM-JAY |
| Uttarakhand | Atal Ayushman Uttarakhand (plus PM-JAY rollout at PHCs/CHCs). |
| West Bengal | Swasthya Sathi (state-funded, ₹5 lakh cover). |
| UTs (e.g., Andaman & Nicobar, Dadra & Nagar Haveli & Daman & Diu, Lakshadweep, Puducherry, Ladakh, Chandigarh) | PM-JAY implementations and departmental schemes (CGHS for central employees). NPCBVI cataract drives run via NHM. |
How to use these Benefits?
- Check eligibility / get your card: Ayushman (PM-JAY) or state card (e.g., Swasthya Sathi, CMCHIS). Many states let you verify online or at district kiosks.
- Choose an empanelled hospital: State portals list hospitals and package details (e.g., West Bengal, Odisha).
- Carry basic documents: Aadhaar, scheme card, and any referrals/reports.
- Ask specifically for the cataract package: Hospitals bill under package codes (e.g., phaco with foldable IOL / SICS with IOL).
- For central schemes: CGHS/ESIC beneficiaries should use empanelled centres and follow referral rules.
| Fact: Under NPCBVI’s Netra Jyoti Abhiyan, India exceeded its FY 2022–23 target with 8.34 million cataract surgeries. |
How to Choose the Right Eye Hospital?
When selecting an eye hospital, consider more than just the quoted price. Look for:- Experienced cataract surgeons
- Modern surgical equipment
- NABH-accredited facilities
- Transparent pricing
- Good patient reviews
- Availability of premium IOL options
- Comprehensive follow-up care



